|1.99% (实际息率-EIR: 3.77%)|
COE 更新：从 1.80%
（Swee Seng Credit）
（Hong Leong Credit）
在上表中，我们将星展银行、大华银行和华侨银行预先批准的汽车贷款利率与其他三种同样提供汽车贷款的选择进行了比较。预先批准的汽车贷款的年利率从 1.68% 到 2.78% 不等，其定价与其他供应商的汽车贷款相似。
电动汽车获得最优惠价格（与华侨银行），如果您想买的汽车是电动汽车，那就选择华侨银行提供的无与伦比1.68％的利率汽车贷款。 这比使用汽油或柴油的汽车的比率低了整整 0.6 个百分点。虽然在纸面上看起来可能并不多，但考虑到新加坡电动汽车的高价，您可能会节省不少的资金。
|≤ 20,000 新元||购买价或估价的70%，以较低者为准|
|≥ 20,000 新元||购买价或估价的60%，以较低者为准|
根据现行规定，您最多可以借用汽车购买价格或估值的 60% 或 70%，具体取决于其 OMV。汽车贷款的最长期限为七年。请注意，以上限制受债务控制监管计划的约束，包括总债务比率（所有债务不得超过月收入的60％）和信用等级。
据说新加坡 11 个授权经销商都能接受OCBC的预先汽车贷款。对于UOB，奥迪-Audi, 马自达-Mazda, Cycle and Carriage, 日产-Nissan, 斯巴鲁-Subaru and Performance Motors等公司都是其预先批准的汽车贷款合作伙伴之一。同时，DBS的预批贷款则可以与DBS授权的汽车市场一起使用。
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