为人父母还是很幸福的事，小编在这里，祝天下所有的爸爸妈妈身体健康，事事顺心。
若您有想过在新加坡生小孩， 小编建议您必须要有充足的积蓄。无论是在时间上还是在经济上，生儿育女都是一项重大责任。抚养孩子的经济费用甚至在孩子出生之前就已经开始。在本文中，我们将讨论在新加坡分娩的费用。我们将研究一些关键的成本构成，包括孕前检查以及分娩的医疗费。我们还会跟您阐述可以从Medisave帐户提取多少款项的指南。
- 产前检查
- 自然分娩
- 剖腹产
- 保健储蓄生产配套（Medisave Maternity Package-MMP）–使用保健储蓄进行分娩
如果这是您的第一个孩子，您可能会不知所措。以下当然是您需要知道的咯。嘻嘻。
怀孕首三个月医疗费
首三个月被认为是怀孕中危险最高的时期，流产发生几率最高。在这一点上，您（或您的医生）除了照顾怀孕妈妈的健康外，实际上也不能做什么，不要给怀孕妈妈太大的压力，尽力保证母子平安。根据您怀孕日期以及检查日期，您可能在前三个月中只进行1-2次检查。如果您的第一次孕前检查是在第8周之前进行的，那么超声波很有可能还没有检测到任何心跳。
如果您要预约私人的新加坡妇产科医生，则预计每次就诊的费用约为150至250新元，这不包括购买补品的额外费用。如果您包括补品，前两次访问可能会花费您大约500到700新元。如果您去公立医院，妇产科收费会便宜得多，因为如果您是新加坡公民，通常会得到补贴。如果这是您的第一次怀孕，在补品方面，请遵医嘱。随后，您可以以较低的价格从外部药房买到同样的补品。
怀孕第二和第三期医疗费
在第13周之后，大多数私人妇产科医生将提供所谓的产前配套。这意味着您不必每次都支付咨询费，而是一次性支付一笔费用，而这笔费用将用于支付配套中所有后续访问的费用。配套费用和承保范围取决于您使用的妇产科医生。平均而言，您会为此计划支付1,500至2,000新元。
当然，如果您愿意，您可以选择按次付费，每次单独结算费用。在不确定您是否想预约其他妇产科医生时，为了说服您购买检查套餐并坚持使用，大多数妇产科医生会为套餐定上难以拒绝的价钱，以使选择套餐更经济实惠。如果您打算坚持信任目前的妇产科医生，选择套餐是明智且经济的选择。有些套餐可能包括补品；有些人会排除它。如果您的配套中不包含补品，并且打算从妇产科医生那里购买，则可能需要多花几百新元。否则，如果麻烦不大，您还可以通过从外部药房购买补品来节省一些钱。
私人妇产科医生对孕前检查的粗略估算将使您花费大约2,000至2,500新元。如果您选择在公立医院进行检查，则总费用约为500新元。这不包括您可能选择的外部测试，例如唐氏综合症（Down Syndrome test）测试。
自然分娩
婴儿分娩时将承担您的大部分费用。对于新手父母，这种预算可能会让您感到震惊。以下是从卫生部（MOH）获得的数据，截至发布之日（2020年6月）为止是准确的。这用于自然分娩。以下所有照片均来自卫生部。
公立医院：自然分娩
如果您选择公立医院，您的费用将会更低。如果您选择A级病房，预计中位数费用将在4,799新元至5,141新元之间。
如果您不希望在花太多钱，也可以选择B1，B2和C级病房。这是您需要支付的费用的估算值。
根据观察：
- 在C级病房中，产婴成本可低至681新元。这表明，如果您不想花那么多钱，则成本未必会很高
- 在75％的水平上，B1级病房的成本可以为5,444新元，这仍然是可观的。请注意，公立医院的A级和B1级病房是无补贴的，这说明了B1级和B2级之间的巨大费用差异
私立医院：自然分娩
对于私家医院，妇产科收费自然会更高，尤其是如果您选择单房。中位数费用从$ 7,754（PEH）到$ 10,495（GEH）。
与公立医院类似，如果您希望减少私立医院的费用，也可以选择价格更实惠的共享病房（2床或4床）。
公立医院：剖腹产
剖腹产会更昂贵。首先，妇产科收费会更高。其次，由于剖宫产被认为是主要的手术类型，因此与其他大多数手术类似，手术的恢复周期自然会更长。这意味着住院时间更长，从而增加了总预算。如果您选择在公立医院A级病房入住，则预计花费在$ 6,296（NUH）到$ 10,719（KKH）之间。
同样，如果预算有限，您可以在公立医院选择B1，B2和C级病房，以降低成本。
私立医院：剖腹产
对于私立医院，您的预算可在$ 11,225（MAH）到$ 18,712（MEH）之间花费，如果您愿意，还可以选择价格更实惠的共享病房（2床或4床）。降低您的成本。
总结
- 对于剖腹产，平均住院时间约为三到四天。与自然分娩相比，母亲平均要多花一天的时间在医院里
- 与自然分娩不同，私立医院的账单规模相对可观，而剖腹产的差异在私立医院之间明显更大
自然分娩还是剖腹产？
并非总是由您决定！进行常规分娩或剖腹产的选择并不总是取决于您。如果分娩时出现并发症，妇产科医生可能或必须决定进行紧急剖腹产。这比您一开始就选择剖腹产要花费更多。
您的妇产科医生可能会建议您在某些情况下选择剖腹产。其中包括婴儿的位置对于自然分娩而言不是理想的选择，胎盘低下，有任何先前的病史，或者您期望双胞胎或更多其他原因。其他可能影响总成本的因素包括您在分娩时是否选择硬膜外麻醉，以及分娩前可能会或不会告知您的儿科医生费用。别忘了，您的小孩子在医院时也需要儿科医生。
还要注意，妇产科收费与医院费用是分开的。您的妇产科医生将为您报价，但可能不包括医院费用。因此，如果您发现医生收取的剖腹产费用将近$ 4,500，请不要高兴的太早，因为有可能排除医院费用，这很容易使总费用增加一倍。最后，您的宝宝也将被额外收费，其中包括住院（护士专程照顾），所需的婴儿点滴，住院期间消耗的牛奶或尿布以及使用的其他任何设备。
保健储蓄生产（Medisave Maternity Package）
保健储蓄生产（Medisave Maternity Package-MMP）为了帮助抵消成本，政府允许您使用Medisave的一些资金来帮助分娩。这是您可以获得补助的粗略分类。
例如，如果您进行了剖腹产并且在医院待了三天，您将能够获得900新元（产前费用）+ 1,350新元（住院三天）+ 2,150新元（手术剖腹产），总计4,400新元。您还可以为您的宝宝要求每天额外的$ 450津贴。因此，如果您在剖腹产后在医院呆了3天，则您将从Medisave获得总计约5,750新元。
在这里必须再次强调，上述费用是初步的预计，没有包含任何突发费用。如果发生并发症，则可能需要专门治疗和更长的住院时间，即使您选择在公立医院中选择低等病房，也可能使总体费用大大提高。
在新加坡生养孩子就是这么不容易，在这里，”狮城攻略”小编再次向天下父母表示敬意。如果身边有人需要本文内容，快快转发吧！”狮城攻略”让你活得比LOCAL更LOCAL。
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