Take your next step with us

One Financial is a trusted business loan platform that specialises in helping SMEs get the financing solutions they need.

We aim to reduce the hassles faced by SMEs when it comes to getting business loans by simplifying the loan process so that your business can receive the funds you need. Take your next step with us.

Get the Maximum Business Loan with Lowest Interest Rates

Compare Across Multiple Financial Lenders in just One Application

When it comes to business loans, three factors matter most to you: the maximum amount you can borrow, the interest rates, and cash disbursement speed.

Given that there are over 20 private lenders, non-bank financial institutions and peer-to-peer lenders in Singapore, you’re unlikely to get the best loan offer unless you apply individually with each lender.

The criteria they use to assess creditworthiness may be similar. But each lender places a different emphasis on each factor. Besides, their risk appetites differ too.

That’s why loan offers from two lenders can differ by up to $100,000 while interest rates can vary by up to 12% annually!

At Finitude, we’re a business loan platform specialised in helping your business find the best loans – with just a straightforward application form.

Get up to $300K

By applying with multiple lenders, we’ve managed to help businesses as young as ten months get up to $300K.

Within 24 Hours

In urgent cases, you can rely on our pool of FinTech lenders who can process, approve and disburse your loan in under 24 hours.

0% Broker Fees

Save 3 – 6% in standard brokerage fees (that can cost up to $18,000!) when you find a business loan through us.

It’s possible as we function not as a loan broker, but as a loan platform.

Minimal Paperwork

Our loan assessment is fully digitalised, cutting down on up to 30% on paperwork processes and allowing you to apply from the comfort
of your office.

Whether your business is only ten-months old or has low revenue or poor credit score, we can help. We work with private lenders, non-bank financial institutions and peer-to-peer lenders.

Their larger risk appetites mean that less emphasis is placed on your business’ track record, annual revenue (most banks and financial institutions require a minimum $300,000), business ownership and credit score.

All that’s required is for your business to be a Private Limited Company with annual revenue of $100,000.

How It Works

所以能通过狮城房产攻略推荐的服务提供商都有相当的水平,让你在新加坡房产业的竞争中还能买的开心,卖的满意,租的贴心。

Share with us more about your company & loan needs.

We’ll send your enquiry to our partnering lenders.

A matched lender will contact you within 2 days to discuss your loan request further.

Common Business Loan Reasons

有时不妨问问第三方意见,您可以把您对于新加坡房产的需求具体的填上,我们将对接您与我们的专业顾问。

Time-sensitive business opportunities

Spotted a business opportunity that could lead to compounded growth but lack the funds for it?

Whether it’s down-payment for a high-traffic space with excellent rental price or securing stocks for upcoming sales seasons, these opportunities could be lost due to a lack of funds.

Late payment of substantial invoices

70% of businesses that offer credit terms experience late payment by their clients amid the pandemic.

This can create a domino-effect on other business processes – resulting in working capital issues.

Cashflow issues due to reduced revenue

The effects of the crisis are still felt by some industries.

Some businesses are facing issues dealing with operational costs while others want to explore line of credits as they foresee future problems.

Get Approved From The Comfort Of Your Office

In every business, cash flow is crucial. It doesn’t matter how much revenue your business will generate in two years’ time if it doesn’t have enough funds to get by. Employees need to get paid. Landlords will demand rent. And business opportunities may be lost if not seized in time. Simply fill-up the form below for a free loan assessment to find out the maximum amount you can borrow – at the most affordable interest rates today.

    常见问答集

    下列提问,协助您了解“狮城房产攻略”资讯。若有别的提问,可以填写以上表格。

    Is my company eligible for this loan matching service?

    In order to be eligible, your business must be:

    • A Private Limited Company registered with ACRA
    • One of your directors must be a Singaporean / Permanent Resident or foreigner residing in Singapore.
    • Preferably, your business has also been in operation for at least 10 months.
    • How much money can my company borrow?

    How much money can my company borrow?

    Eligible loan amount varies depending on your several factors like your business’ age, revenue and credit score.

    That said, by applying through us, you can expect the maximum loan amounts (up to $300K) – at the most affordable interest rates.

    What are the interest rates?

    Depending on your company’s SME profile and credit analysis, the interest rate can vary from 2% to 7% per month.

    What are the repayment structures available?

    Our partners have flexible repayment plans. It can range from weekly, bi-weekly, and monthly instalments over 2 to 12-month terms depending on your preference.

    What are the interest rates?

    Depending on your company’s SME profile and credit analysis, the interest rate can vary from 2% to 7% per month.

    What are the repayment structures available?

    Our partners have flexible repayment plans. It can range from weekly, bi-weekly, and monthly instalments over 2 to 12-month terms depending on your preference.

    How soon can I get approval?

    If your application meets our credit risk criteria, approval can be given within 3 hours.

    A Relationship Manager will contact you to learn more about your needs and guide you throughout
    the process.

    Once approved, you can get your loan as fast as within 24 hours.

    I have a poor credit score, can I still borrow?

    There are many variables that contribute to a poor credit score. As long as you are not currently under any litigation or bankrupt, we are always happy to explore how we can assist.